Why insure your pet?
As veterinary knowledge increases and technology advances, we can do more and more for our patients. Ten years ago, who would have thought it possible for a household pet to be sent for an MRI scan? Conditions which used to carry a very grave outlook (heart failure, kidney disease, diabetes and cancers) are now often controllable, giving the animal a longer, better quality life.
The down side of this progress is that costs have increased dramatically, well above inflation. The "hi tech" equipment that vets need to perform these miracles cost serious money, and the newer drugs are more expensive as the pharmaceutical companies have had to spend millions of pounds on research, development and registration.
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There are two ways to cover the costs associated with veterinary treatment: set aside money monthly in a savings account for the pet, or take out insurance. Insurance, although rising in cost with the increase in veterinary fees, is often the best way of covering the costs. At least half of the animals protected by pet insurance need treatment at some point in their lives. Certain pets are more accident prone - chocolate Labradors are the dogs that come top in the casualty stakes, with 52% needing treatment. |
Choosing a policy
Although we do not recommend any particular insurance, we do advise you to READ THE SMALL PRINT. There are a vast number of policies out there, and the only way to choose sensibly is to look at what is covered and the excess that will apply. Some of the "budget" policies will only cover a condition to a particular value per lifetime of the pet, whilst others will cover a condition for one year, but the following year it will be excluded from cover and some will genuinely cover all illness for life.
Links to Insurance Companies
| Company | Website | Telephone number |
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www.petplan.co.uk | 0800 072 7000 |
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www.petprotect.co.uk | 0800 650 056 |
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www.vet2pet.co.uk | 0845 055 1030 |
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Last updated on 12/09/04
Pet Emergency Treatment Services Limited
Newnham Court Veterinary Group,
Bearstead Road, Weavering, Maidstone, Kent, ME17 5EL
Telephone: 01622 734555 Facsimile: 01622 736512
Company Number 3586933
Directors: N.L. Davies, M.C. Smith, M.W. Fosbery, J.H. Kenward and P.A. Brown
Website designed and created by M.H and N.L Davies